Terms and Conditions of Service

Acceptance of Terms

By accessing and using the Thalorivensquatio website and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

If you do not agree to these terms, please do not use our website or services.

Key Definitions

For clarity, the following terms have specific meanings throughout these conditions:

  • Company/We/Us: Refers to Thalorivensquatio and its authorised representatives
  • Services: Financial planning consultations, advice, and related services we provide
  • User/You/Client: Any individual or entity using our website or services
  • Subscription: Our monthly service plan providing ongoing access to financial planning support

Service Usage Rules

Your use of our services is subject to the following conditions:

Permitted Uses

  • Access services for legitimate personal financial planning purposes
  • Provide accurate information during consultations
  • Use website content for personal reference only

Prohibited Activities

  • Sharing login credentials or service access with unauthorised parties
  • Using services for illegal activities or fraudulent purposes
  • Attempting to reverse engineer or copy our systems
  • Providing false or misleading information

Your Responsibilities

As a user of our services, you agree to:

  • Provide accurate and complete information during consultations
  • Maintain the confidentiality of your account details
  • Notify us promptly of any changes to your circumstances
  • Use our advice as guidance while making your own informed decisions

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our services remain the exclusive property of Thalorivensquatio. Unauthorised use, reproduction, or distribution is strictly prohibited.

All content, trademarks, and intellectual property on this website are owned by Thalorivensquatio or used under appropriate licence.

Privacy and Data Protection

Your privacy is important to us. Please refer to our separate Privacy Policy for detailed information about how we collect, use, and protect your personal information.

Privacy Policy Privacy Policy

Payment and Subscription Terms

Our subscription service operates under the following payment terms:

  • Monthly Fee: £250 per month, billed in advance on your subscription start date
  • Payment Method: Direct debit or credit card, processed securely through our payment partners
  • Price Changes: We may adjust pricing with 30 days advance written notice
  • Failed Payments: Service may be suspended for non-payment after appropriate notice

Service Termination

Either party may terminate the subscription under the following conditions:

Termination by You

You may cancel your subscription at any time with 30 days written notice. No refunds for partial months.

Termination by Us

We may terminate service for breach of terms, non-payment, or other legitimate business reasons with appropriate notice.

Service Disclaimers

Our services are provided subject to the following important disclaimers:

Services are provided "as is" without warranties of specific outcomes. Past performance does not guarantee future results. Individual results may vary.

Liability Limitations

Our liability is limited to the fullest extent permitted by law. We are not liable for indirect, consequential, or punitive damages.

Our maximum liability shall not exceed the total fees paid by you in the 12 months preceding any claim.

Alternative Dispute Resolution

In the event of disputes, we encourage resolution through the following channels:

Alternative Dispute Resolution

Disputes may be resolved through mediation or arbitration rather than court proceedings, where appropriate and agreed by both parties.

Any arbitration shall be conducted under English arbitration rules and law.

EU Online Dispute Resolution

EU residents may access the European Commission's Online Dispute Resolution platform for eligible disputes.

Access EU ODR Platform

Applicable Law

These terms are governed by English and Welsh law, with disputes subject to the jurisdiction of English and Welsh courts.

Severability Clause

If any provision of these terms is deemed invalid, the remaining provisions shall continue in full force and effect.

Complete Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and Thalorivensquatio regarding use of our services.

Terms Updates

We may modify these terms periodically to reflect changes in our services, legal requirements, or business practices.

Continued use of our services after changes constitutes acceptance of updated terms.

Contact Details

For questions about these terms or our services, please contact us using the information provided in our contact section.

Email Address: info@thalorivensquatio.com

Telephone: +44 7911 7119 7618

Business Address: 31 Canary Wharf, London E14 5AB

This disclaimer was last updated on August 1, 2025

These terms are effective as of August 23, 2025